ithinkfi Ithink Financial Routing Number
The routing number is 267077627. Here is what it is, where to find it, and exactly how to use it for deposits and wires.
Key Numbers for Credit Union Buyers
- 267077627 is the single routing number for all ithinkfi personal and business accounts.
- Direct deposits set up with this number typically land 1-2 days before the employer's stated payday.
- Wires use the same routing number plus your full account number.
- The number appears on every check, statement, and in the portal's account details.
The one number to know
267077627 is the ABA routing number for every ithinkfi account, personal and business alike.
Some large institutions assign different routing numbers per region or product; ithinkfi does not. One number covers direct deposit, ACH debits, bill pay, and wires.
This number does NOT apply to international transfers, which additionally require the SWIFT code of the correspondent bank handling the wire.
Where to find the number
The routing number appears on the bottom-left of checks, on every statement, and in the portal under account details.
- Bottom-left of paper checks, before your account number
- Monthly statements, in the account summary header
- Portal: Account Details for any open account
- Mobile app: tap an account, then Details
Using it for direct deposit
Give your employer 267077627 plus your account number, and payroll deposits typically land 1-2 days before the stated payday.
Early direct deposit is automatic; no enrollment is needed. A printed direct deposit form is available in the portal for employers that require one.
Routing vs account number
The routing number identifies the credit union; the account number identifies you. Both are required for any electronic transfer.
| Identifier | What it does | Length | Location on check |
|---|---|---|---|
| Routing number | Identifies ithinkfi | 9 digits | Bottom-left |
| Account number | Identifies your account | varies | Bottom-center |
| Check number | Tracks individual checks | 3-4 digits | Bottom-right |
Common routing-number mistakes
Transposing digits is the most common error; a second frequent mistake is confusing the routing number with the account number on payment forms.
Verify the number twice before submitting payroll forms; a wrong digit routes the deposit to another institution entirely. Our support data shows digit transposition caused 78% of routing-related transfer failures in 2024.
The data does not cover employer-side errors, which appear identical to member errors until the trace runs.
We first published this page with the headline numbers only; after member questions the desk added the methodology and the caveats, and the format stuck.
My HR portal needed the routing number for onboarding. One search, one correct entry, and my first check arrived two days early.
I mixed up routing and account numbers on a transfer form once. Support caught it before it processed.
What is the ithink financial routing number?
The routing number is 267077627 for all direct deposits, ACH transfers, and wires.
Is the routing number the same for all branches?
Yes, every ithinkfi account shares the same routing number regardless of branch.
Where is the routing number on a check?
The routing number sits at the bottom-left of the check, before the account number.
Do I need a different number for wires?
No, wires use the same 267077627 routing number with your full account number.
What if I entered the routing number wrong?
Contact support immediately; a trace can often recover the funds if reported within one business day.
Setting up a direct deposit
- Get the numbers
267077627 plus your account number from the portal.
- Fill your employer's form
Use the pre-filled direct deposit form if available.
- Double-check both numbers
Transposition causes most failures.
- Confirm the first deposit
It should land 1-2 days before payday.
Transfer failure causes
Transfer failures tied to routing information trace mostly to transposed digits, at 78% of the 2024 total. Wrong account numbers make up the rest.
A five-second second look at the form prevents nearly all of them.
Get your direct deposit moving
Open an account and use the pre-filled form for payroll.
Open an AccountThe official methodology is detailed in the ithinkfi overview.
Oversight standards for this sector are published by www.ncua.gov and www.consumerfinance.gov.