ithinkfi About
A credit union formed in 1969 to serve employees of state-approved companies, federally insured and headquartered in Delray Beach, Florida.
What the Credit Union Data Shows
- Founded in 1969, ithinkfi serves approximately 50,000 members with $1.2 billion in assets and 5 branches across Florida and Georgia.
- A team of 25 employees operates from headquarters in Delray Beach, Florida, providing personal service to members.
- The credit union is state chartered and federally insured, with deposits protected up to $250,000 per account.
- Member satisfaction surveys report 96% of respondents would recommend ithinkfi to family and peers.
Our Formation and Mission
Ithinkfi is a credit union formed in 1969 to serve employees of state-approved companies, chartered by the state of Florida and federally insured.
Ithinkfi was founded in 1969 by a group of local businesses in Palm Beach County, including companies from the financial sector. The credit union was chartered as a state-chartered, federally insured credit union, allowing it to serve employees of these organizations and their families.
In the years since, ithinkfi has grown to include members from more than 30 sponsor companies. Its financial's headquarters are located in Delray Beach, Florida, a central point for the unions and businesses it serves.
We serve a wide range of employees, from healthcare workers to teachers, and our branches are located throughout Florida and Georgia. The credit union holds over $1.2 billion in assets, which underpins our stability and growth. Our mission remains simple: provide transparent, member-friendly financial services that build lasting relationships.
Key Financial Metrics
The figures below show ithinkfi's growth since 1969, including assets, members, and branches. These numbers reflect a steady expansion: assets have grown by over 300% in the last decade, and membership has increased by 20% year-over-year. However, sample size for member surveys was limited to 1,200 responses, and this data does not cover attrition rates.
Regulation and oversight are managed by the National Credit Union Administration. For more details, visit NCUA.gov.
| Metric | Value |
|---|---|
| Founded | 1969 |
| Members | ~50,000 |
| Assets | $1.2 billion |
| Branches | 5 |
| Employees | 25 |
Serving Members Across Florida and Georgia
Ithinkfi operates 5 branches located in key areas of Florida and Georgia, ensuring convenient access for its diverse membership.
Our branches are in Delray Beach, Boca Raton, and Palm Beach in Florida, and Atlanta and Savannah in Georgia. Each branch offers personal service from our team of 25 employees, who know members by name. The credit union has approximately 50,000 members, with assets exceeding $1.2 billion, making it a solid alternative to large banks.
Note: This method does NOT apply to members who prefer online-only banking, as all services are available through our mobile and online portals as well. The data does not cover members who joined before 1969, and our surveys are limited to recent years.
Explore ithinkfi's Services
Discover the products and tools that help over 50,000 members manage their money.
- Savings accounts that earn competitive dividends — Savings
- Mortgage solutions for first-time buyers — Mortgages
- Auto loans with pre-approval in minutes — Auto
- Business checking tailored for small companies — Business-Checking
- Merchant services for accepting payments — Merchant
- Online banking for 24/7 account access — Online
- Mobile banking with check deposit — Mobile
- One-time payments with Bill-Pay — Bill-Pay
- Transfer funds across institutions via Wire — Wire
We first published this page with the headline numbers only; after member questions the desk added the methodology and the caveats, and the format stuck.
ithinkfi has been a reliable financial partner for our company's employees since 1969. Their team of 25 professionals handles our needs with precision and care.
ithinkfi's stability is the reason I transferred our entire department's accounts. With over $1.2 billion in assets and federally insured deposits, it's a safe choice.
Is ithinkfi a bank or a credit union?
Ithinkfi is a federal and state chartered credit union, not a bank, which means it operates as a not-for-profit cooperative owned by its members.
Who can join ithinkfi?
Employees of sponsor companies and their immediate family members are eligible to join ithinkfi.
Is my money insured at ithinkfi?
Yes, deposits at ithinkfi are federally insured up to $250,000 per account through the NCUA.
How do I access ithinkfi services if I live outside Florida or Georgia?
Members can use ithinkfi's online and mobile portals, and bill-pay and wire services are available digitally for nationwide access.
Member Satisfaction
Our latest member survey, conducted in 2024, gathered feedback from 1,200 random members. The results confirm that 96% would recommend ithinkfi to friends and family, and 92% reported their overall experience as excellent.
Steps to Become a Member
- Confirm eligibility
Check that you are an employee of one of our sponsor companies or a family member.
- Open an account
Visit our online portal or any of our 5 branches with your government ID and employee verification.
- Fund your account
Transfer funds from any existing bank or set up direct deposit from your employer. The process takes minutes.
- Access services
Once a member, you unlock all credit union services, including loans, mortgages, savings, and business checking.
The official methodology is detailed in the ithinkfi overview.